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The Full Handbook
Full Handbook / MCOB

Mortgages and Home Finance: Conduct of Business sourcebook  (MCOB)

the requirements applying to firms with mortgage business customers

Reference codeTitle
MCOB 1

Application and purpose

MCOB 2

Conduct of business standards: general

MCOB 3

1Financial Promotion of qualifying credit, home reversion plans and regulated sale and rent back agreements2

MCOB 4

Advising and selling standards

MCOB 5

Pre-application disclosure

MCOB 6

Disclosure at the offer stage

MCOB 7

Disclosure at start of contract and after sale

MCOB 8

Equity release: advising and selling standard1

MCOB 9

1Equity release: product disclosure

MCOB 10

Annual Percentage Rate

MCOB 11

Responsible lending, and responsible financing of home purchase plans1

MCOB 12

Charges

MCOB 13

Arrears and repossessions: regulated mortgage contracts and home purchase plans

MCOB transchedule

Transitional Provisions and Schedules